2015年华中科技大学博士英语真题回忆 ,|z@Dy
一、完形填空(缺,10分) 5=*i!c
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二、阅读理解(40分)
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Passage 1 (Zx--2lc
In contrast to traditional analyses of minority business, the sociological analysis contends -uN{28;@
that minority business ownership is a group-level phenomenon, in that it is largely dependent upon W;8A{3q%N0
social-group resources for its development. Specifically, this analysis indicates that support &*o4~6pQ#
networks play a critical role in starting and maintaining minority business enterprises by providing #*rJI3
owners with a range of assistance, from the informal encouragement of family members and (gYW iz
friends to dependable sources of labor and clientele from the owner’s ethnic group. Such self-help NA$)qX_
networks, which encourage and support ethnic minority entrepreneurs, consist of “primary” ,){#J"W
institutions, those closest to the individual in shaping his or her behavior and beliefs. They are dSKvs"
characterized by the face-to-face association and cooperation of persons united by ties of mutual B#hvw'}
concern. They form an intermediate social level between the individual and larger “secondary” ~)#E?:h5
institutions based on impersonal relationships. Primary institutions comprising the support n CwA8AG
network include kinship, peer, and neighborhood or community subgroups. O*/%zr
A major function of self-help networks is financial support. Most scholars agree that minority S0OL;[*.
business owners have depended primarily on family funds and ethnic community resources for Jw=7eay$F
investment capital. Personal savings have been accumulated, often through frugal living habits VOC$Kqg;
that require sacrifices by the entire family and are thus a product of long-term family financial Qu Mv1)n
behavior. Additional loans and gifts from relatives, forthcoming because of group obligation "*/IP9?]
rather than narrow investment calculation, have supplemented personal savings. Individual OLt0Q.{
entrepreneurs do not necessarily rely on their kin because they cannot obtain financial backing Q}^Ip7T
from commercial resources. They may actually avoid banks because they assume that commercial
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institutions either cannot comprehend the special needs of minority enterprise or charge :FU?vh$)
unreasonably high interest rates. i`f!) 1
Within the larger ethnic community, rotating credit associations have been used to raise ";`jS&"=
capital. These associations are informal clubs of friends and other trusted members of the ethnic !wUznyYwt
group who make regular contributions to a fund that is given to each contributor in rotation. One 4".I*ij
author estimates that 40 percent of New York Chinatown firms established during 1900-1950 PA803R74
utilized such associations as their initial source of capital. However, recent immigrants and third SIm1fC
or fourth generations of older groups now employ rotating credit associations only occasionally to 2gklGDJD
raise investment funds. Some groups, like Black Americans, found other means of financial &n8Ja@Y]
support for their entrepreneurial efforts. The first Black-operated banks were created in the late [?:MIl#!
nineteenth century as depositories for dues collected from fraternal or lodge groups, which u4T$
themselves had sprung from Black churches. Black banks made limited investments in other Black ^HR8.9^[1u
enterprises. Irish immigrants in American cities organized many building and loan associations to lb9?Uc@
provide capital for home construction and purchase. They, in turn, provided work for many Irish Q|+ a
home-building contractor firms. Other ethnic and minority groups followed similar practices in 8pA<1H%
founding ethnic-directed financial institutions. :qqG%RB
1. Based on the information in the passage, it would be LEAST likely for which of the following 3
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persons to be part of a self-help network? YC St X)r
(A) The entrepreneur’s childhood friend ^S;{;c
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(B) The entrepreneur’s aunt *7Y#G8 s
(C) The entrepreneur’s religious leader
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(D) The entrepreneur’s neighbor RLL
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(E) The entrepreneur’s banker U!Zj%H1XQ0
2. Which of the following illustrates the working of a self-help support network, as such networks iex%$> "
are described in the passage? t\QLj&h}E
(A) A public high school offers courses in book-keeping and accounting as part of its openenrollment @8`I!fZ
adult education program. MC,Qv9
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(B) The local government in a small city sets up a program that helps teen-agers find summer jobs. -,;w
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(C) A major commercial bank offers low-interest loans to experienced individuals who hope to
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establish their own businesses. 1}c/l<d
(D) A neighborhood-based fraternal organization develops a program of on-the-job training for its hR0a5
members and their friends. Oprfp^L
(E) A community college offers country residents training programs that can lead to certification 4P)#\$d:
in a variety of technical trades. P}a$#a'!
3. Which of the following can be inferred from the passage about rotating credit associations? E<! L^A
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(A) They were developed exclusively by Chinese immigrants. u SI@Cjp
(B) They accounted for a significant portion of the investment capital used by Chinese immigrants %=2sz>M+
in New York in the early twentieth century. mh[,E8'd
(C) Third-generation members of an immigrant group who started businesses in the 1920’s would ns5Dydo{T
have been unlikely to rely on them. d)biMI}<5
(D) They were frequently joint endeavors by members of two or three different ethnic groups. $$0<
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(E) Recent immigrants still frequently turn to rotating credit associations instead of banks for NWiDNK[VE}
investment capital. &