2015年华中科技大学博士英语真题回忆 si"mM>e
一、完形填空(缺,10分) Kt&$Si
二、阅读理解(40分) r+W8m?oi
Passage 1 #t9=qR~"
In contrast to traditional analyses of minority business, the sociological analysis contends :QhEu%e
that minority business ownership is a group-level phenomenon, in that it is largely dependent upon (Q
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social-group resources for its development. Specifically, this analysis indicates that support pl^"1Z=*
networks play a critical role in starting and maintaining minority business enterprises by providing v%PWr5]
owners with a range of assistance, from the informal encouragement of family members and 3
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friends to dependable sources of labor and clientele from the owner’s ethnic group. Such self-help X-) ]lAP
networks, which encourage and support ethnic minority entrepreneurs, consist of “primary” N\?Az668?
institutions, those closest to the individual in shaping his or her behavior and beliefs. They are @ 6V H%
characterized by the face-to-face association and cooperation of persons united by ties of mutual \5pAG
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concern. They form an intermediate social level between the individual and larger “secondary” sZP3xh[B
institutions based on impersonal relationships. Primary institutions comprising the support %K f. F
network include kinship, peer, and neighborhood or community subgroups. JU,ROoz(
A major function of self-help networks is financial support. Most scholars agree that minority sN`o_q{Q
business owners have depended primarily on family funds and ethnic community resources for =&g}Y
investment capital. Personal savings have been accumulated, often through frugal living habits
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that require sacrifices by the entire family and are thus a product of long-term family financial 3[O =2
behavior. Additional loans and gifts from relatives, forthcoming because of group obligation YM/3VD
rather than narrow investment calculation, have supplemented personal savings. Individual 9h0,L/;\
entrepreneurs do not necessarily rely on their kin because they cannot obtain financial backing IqJ=\
from commercial resources. They may actually avoid banks because they assume that commercial +mW$D@Pf
institutions either cannot comprehend the special needs of minority enterprise or charge GBOmVQ $Hb
unreasonably high interest rates. W[Ew6)1T
Within the larger ethnic community, rotating credit associations have been used to raise vrO$8* sy
capital. These associations are informal clubs of friends and other trusted members of the ethnic *SG2k .$
group who make regular contributions to a fund that is given to each contributor in rotation. One K1{nxw!`
author estimates that 40 percent of New York Chinatown firms established during 1900-1950
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utilized such associations as their initial source of capital. However, recent immigrants and third p:>?
or fourth generations of older groups now employ rotating credit associations only occasionally to Saq>o.
raise investment funds. Some groups, like Black Americans, found other means of financial 7,VWvmWJex
support for their entrepreneurial efforts. The first Black-operated banks were created in the late +dpj?
nineteenth century as depositories for dues collected from fraternal or lodge groups, which qvT+d
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themselves had sprung from Black churches. Black banks made limited investments in other Black d3J_IW+8R$
enterprises. Irish immigrants in American cities organized many building and loan associations to ={vtfgxl
provide capital for home construction and purchase. They, in turn, provided work for many Irish { RX
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home-building contractor firms. Other ethnic and minority groups followed similar practices in . pEeR
founding ethnic-directed financial institutions. _llaH
1. Based on the information in the passage, it would be LEAST likely for which of the following !PTbR4s
persons to be part of a self-help network? [!efQap
(A) The entrepreneur’s childhood friend j?) `VLZ
(B) The entrepreneur’s aunt Jm,X~Si
(C) The entrepreneur’s religious leader Y]0y
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(D) The entrepreneur’s neighbor !0+Ex
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(E) The entrepreneur’s banker W/X;|m`
2. Which of the following illustrates the working of a self-help support network, as such networks 5Cka."bQ
are described in the passage? )F2tV ]k\
(A) A public high school offers courses in book-keeping and accounting as part of its openenrollment KTJ$#1q
adult education program. 5i&V ~G
(B) The local government in a small city sets up a program that helps teen-agers find summer jobs. {oeQK
(C) A major commercial bank offers low-interest loans to experienced individuals who hope to p{PYUW"?^
establish their own businesses. WX"M_=lc-@
(D) A neighborhood-based fraternal organization develops a program of on-the-job training for its aJ@qB9(ZBe
members and their friends.
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(E) A community college offers country residents training programs that can lead to certification &<