2015年华中科技大学博士英语真题回忆 6 . )Xeb"
一、完形填空(缺,10分) N;6o=^ic
二、阅读理解(40分) CjP<'0gT
Passage 1 BenyA:W"
In contrast to traditional analyses of minority business, the sociological analysis contends Im@OAR4,R
that minority business ownership is a group-level phenomenon, in that it is largely dependent upon $(]nl%<Q
social-group resources for its development. Specifically, this analysis indicates that support 2lOUNx Q$
networks play a critical role in starting and maintaining minority business enterprises by providing ( }Bb=
~
owners with a range of assistance, from the informal encouragement of family members and di0@E<@1:
friends to dependable sources of labor and clientele from the owner’s ethnic group. Such self-help G9yK/g&q
networks, which encourage and support ethnic minority entrepreneurs, consist of “primary” X0$q!
institutions, those closest to the individual in shaping his or her behavior and beliefs. They are :zLf~W
characterized by the face-to-face association and cooperation of persons united by ties of mutual TjYHoL5
concern. They form an intermediate social level between the individual and larger “secondary” 1
9#>\9*
institutions based on impersonal relationships. Primary institutions comprising the support |iUC\F=-
network include kinship, peer, and neighborhood or community subgroups. tqCkqmyC
A major function of self-help networks is financial support. Most scholars agree that minority +>K&zS
business owners have depended primarily on family funds and ethnic community resources for $D#h, `
investment capital. Personal savings have been accumulated, often through frugal living habits Hz2Sx1.i
that require sacrifices by the entire family and are thus a product of long-term family financial r9'[7b1l
behavior. Additional loans and gifts from relatives, forthcoming because of group obligation |D"L!+J-$
rather than narrow investment calculation, have supplemented personal savings. Individual z+{qQ!
entrepreneurs do not necessarily rely on their kin because they cannot obtain financial backing L-C^7[48=
from commercial resources. They may actually avoid banks because they assume that commercial 40h$-
VYT/
institutions either cannot comprehend the special needs of minority enterprise or charge fe98Y-e
unreasonably high interest rates. Oh p@ZJ!a?
Within the larger ethnic community, rotating credit associations have been used to raise C8>
i{XOO,
capital. These associations are informal clubs of friends and other trusted members of the ethnic k'#3fz\
group who make regular contributions to a fund that is given to each contributor in rotation. One +KIz#uqF8Z
author estimates that 40 percent of New York Chinatown firms established during 1900-1950 -ZZJk-::
utilized such associations as their initial source of capital. However, recent immigrants and third $S|+U}]C
or fourth generations of older groups now employ rotating credit associations only occasionally to a(]&H
"
raise investment funds. Some groups, like Black Americans, found other means of financial pF-
_yyQ
support for their entrepreneurial efforts. The first Black-operated banks were created in the late : #CWiq("%
nineteenth century as depositories for dues collected from fraternal or lodge groups, which R P<M
themselves had sprung from Black churches. Black banks made limited investments in other Black
<KU0K
enterprises. Irish immigrants in American cities organized many building and loan associations to vjx'yh|
provide capital for home construction and purchase. They, in turn, provided work for many Irish }%/mPbd#
home-building contractor firms. Other ethnic and minority groups followed similar practices in O0L]xr
founding ethnic-directed financial institutions. 1bCE~,tD
1. Based on the information in the passage, it would be LEAST likely for which of the following x,25ROaHY
persons to be part of a self-help network? r*vh3.Agl
(A) The entrepreneur’s childhood friend >*ls}
q^
(B) The entrepreneur’s aunt ~&D
=;M/
(C) The entrepreneur’s religious leader ue@/o,C>
(D) The entrepreneur’s neighbor M1-tRF
(E) The entrepreneur’s banker ;7:} iKU
2. Which of the following illustrates the working of a self-help support network, as such networks Cy$~H
are described in the passage? C`i#7zsH
(A) A public high school offers courses in book-keeping and accounting as part of its openenrollment >:
6iFPP
adult education program. 5S!#^>_
(B) The local government in a small city sets up a program that helps teen-agers find summer jobs. L?N&kzA
(C) A major commercial bank offers low-interest loans to experienced individuals who hope to IdAh)#)
7
establish their own businesses. 3Ji
zv
,?
(D) A neighborhood-based fraternal organization develops a program of on-the-job training for its
%ln
kD5
members and their friends. @iuX~QA[9
(E) A community college offers country residents training programs that can lead to certification GuR^L@+ -.
in a variety of technical trades. f)T\
3. Which of the following can be inferred from the passage about rotating credit associations? u.X]K:Yow
(A) They were developed exclusively by Chinese immigrants. /ZV2f3;t
(B) They accounted for a significant portion of the investment capital used by Chinese immigrants DfAF-Yhut
in New York in the early twentieth century. }jCO@v;
(C) Third-generation members of an immigrant group who started businesses in the 1920’s would MygAmV&
have been unlikely to rely on them. yR>P
(D) They were frequently joint endeavors by members of two or three different ethnic groups. ,@f"WrQ
(E) Recent immigrants still frequently turn to rotating credit associations instead of banks for 0"OEOYs}
investment capital. c%pf,sm'
4. The passage best supports which of the following statements? pmB
{b
(A) A minority entrepreneur who had no assistance from family members would not be able to b=lJ`|
start a business. USyc D`
(B) Self-help networks have been effective in helping entrepreneurs primarily in the last 50 years. -z`%x@F<&L
(C) Minority groups have developed a range of alternatives to standard financing of business ;9
z|rWsF
ventures. ulsU~WW7r
(D) The financial institutions founded by various ethnic groups owe their success to their unique #b;?:.m\=
formal organization. o:QL%J{[
(E) Successful minority-owned businesses succeed primarily because of the personal strengths of 8C3oi&av/{
their founders. $XQg
at@&]
5. Which of the following best describes the organization of the second paragraph? c@[Trk m
(A) An argument is delineated, followed by a counter-argument. zr?s5RS
(B) An assertion is made and several examples are provided to illustrate it. TbD
(C) A situation is described and its historical background is then outlined. 8HKv_vl
(D) An example of a phenomenon is given and is then used as a basis for general conclusions. j ^j"w(a
(E) A group of parallel incidents is described and the distinctions among the incidents are then iG5
4 +]
clarified. l0,VN,$Yl
6. According to the passage, once a minority-owned business is established, self-help networks 0L/chP
contribute which of the following to that business? [+D]!&