2015年华中科技大学博士英语真题回忆 v=^)`C6Ma
一、完形填空(缺,10分) d-2I_ )9
二、阅读理解(40分) B_G7F[/K
Passage 1 yKy)fn!
In contrast to traditional analyses of minority business, the sociological analysis contends f3&//h8
that minority business ownership is a group-level phenomenon, in that it is largely dependent upon T$B4DQ
social-group resources for its development. Specifically, this analysis indicates that support eWs^[^c.<
networks play a critical role in starting and maintaining minority business enterprises by providing `I<|*vW
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owners with a range of assistance, from the informal encouragement of family members and 25KZe s)
friends to dependable sources of labor and clientele from the owner’s ethnic group. Such self-help r>eXw5Pr7
networks, which encourage and support ethnic minority entrepreneurs, consist of “primary” C#cEMKa
institutions, those closest to the individual in shaping his or her behavior and beliefs. They are pAL-Pl9z
characterized by the face-to-face association and cooperation of persons united by ties of mutual PQ|x?98
concern. They form an intermediate social level between the individual and larger “secondary” Za?&\
institutions based on impersonal relationships. Primary institutions comprising the support 'hWRwP|
network include kinship, peer, and neighborhood or community subgroups. 2}#PDhn
A major function of self-help networks is financial support. Most scholars agree that minority 5qko`r@#
business owners have depended primarily on family funds and ethnic community resources for \OB3gnR
investment capital. Personal savings have been accumulated, often through frugal living habits ,~w)@.
that require sacrifices by the entire family and are thus a product of long-term family financial (]dZ+"O{
behavior. Additional loans and gifts from relatives, forthcoming because of group obligation j+_75t`AZ
rather than narrow investment calculation, have supplemented personal savings. Individual D/>5\da+y
entrepreneurs do not necessarily rely on their kin because they cannot obtain financial backing *a@UV%u
from commercial resources. They may actually avoid banks because they assume that commercial \rO>FE
institutions either cannot comprehend the special needs of minority enterprise or charge zW.sXV,
unreasonably high interest rates. IA!Kpg
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Within the larger ethnic community, rotating credit associations have been used to raise 6.=b^6MV
capital. These associations are informal clubs of friends and other trusted members of the ethnic - d6>
group who make regular contributions to a fund that is given to each contributor in rotation. One ('oUcDOFTS
author estimates that 40 percent of New York Chinatown firms established during 1900-1950 .?
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utilized such associations as their initial source of capital. However, recent immigrants and third fba3aId[
or fourth generations of older groups now employ rotating credit associations only occasionally to ij^!T
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raise investment funds. Some groups, like Black Americans, found other means of financial s q$|Pad[
support for their entrepreneurial efforts. The first Black-operated banks were created in the late 8&bj7w,K
nineteenth century as depositories for dues collected from fraternal or lodge groups, which ya=51~ by"
themselves had sprung from Black churches. Black banks made limited investments in other Black pj6Cvq4bD
enterprises. Irish immigrants in American cities organized many building and loan associations to ^DOcw@Z6HC
provide capital for home construction and purchase. They, in turn, provided work for many Irish `}l%Am
home-building contractor firms. Other ethnic and minority groups followed similar practices in +V^_ksi\
founding ethnic-directed financial institutions. hFv}JQJw<
1. Based on the information in the passage, it would be LEAST likely for which of the following
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persons to be part of a self-help network? =\.|'
(A) The entrepreneur’s childhood friend 71InYIed
(B) The entrepreneur’s aunt P8f-&(
(C) The entrepreneur’s religious leader 25r=Xv
(D) The entrepreneur’s neighbor oxZ(qfjS
(E) The entrepreneur’s banker z7o59&
2. Which of the following illustrates the working of a self-help support network, as such networks crQuoOl7
are described in the passage? &[uG
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(A) A public high school offers courses in book-keeping and accounting as part of its openenrollment Uan;}X7@
adult education program. Rx.0P6s
(B) The local government in a small city sets up a program that helps teen-agers find summer jobs. <jF <_j
(C) A major commercial bank offers low-interest loans to experienced individuals who hope to v)06`G
establish their own businesses. RD^o&